Smile Dental Clinic is happy to extend the courtesy of accepting assignment of benefits from most insurance companies for our existing patients. New patients wanting this courtesy extended to them will need to provide their insurance details prior to securing an appointment with us so that we may verify benefits. Predeterminations may be submitted to the insurance company to verify what the insurance company will pay out on a procedure. However, please be aware our primary financial relationship is with our patients or their families and not with their respective insurance companies. Once a payment is made to the provider (i.e. the dentist), if any treatment was denied due to exclusions or limitations in the patient’s insurance plan, there will be a balance owing. Final responsibility for payment of our professional services rendered rests with the patient.
Each year, many clients lose out on hundreds of dollars through their dental insurance provider, simply because time has slipped away. We know life gets busy and before you know it, another year has come and gone and you have not seen your dentist. Don’t forget to take advantage of your remaining dental insurance benefits before the end of the year! Call our office today to schedule an appointment at Smile Dental Clinic.
"Assignment of Benefits" is a legally binding agreement between you and your Insurance Company, asking them to send your reimbursement checks directly to your dentist. When our office accepts an assignment of benefits, we often have to wait 4 to 6 weeks for your insurance reimbursement to arrive. We extend assignment benefits to our patients as a courtesy knowing that this service will help with financial obligations. Extending this service means helping you continue your treatment in a prompt manner without heavy out of pocket expenses. Dental offices are not required by any legislation in Cayman to do so, however, we are happy to accept assignment and wait for our reimbursement of services. Please note that we also have the right to revoke this benefit at any time if your insurance company practices certain "Nuisance Behaviours".
For your convenience we also except Visa, MasterCard, Debit Cards, Cash and Checks.